POS devices include features to help businesses with tracking and reporting, inventory management, customer engagement and employee management. Clover offers a 30-day free trial for its physical POS systems. With Clover’s credit card processing, you will be required to use a Clover POS system – (virtual or physical devices). Swiped/chipped transaction fee: 2.6% + 10 cents.Online transaction fee: 2.6% + 10 cents.While not all companies on our best credit card processing list require businesses to pay a monthly fee, Clover’s transaction fees and $25 chargeback fee are fairly average in comparison to the other companies we reviewed.īusinesses can expect to pay the following transaction fees: Square even provides its customers with a free card reader to begin accepting in-person payments. If you’re looking for a payment processor that doesn’t charge monthly fees, consider Square or Stripe. Businesses that use Clover’s Virtual Terminal don’t need to pay the $14.95 monthly fee for payment processing services, but those that purchase physical POS systems do. How much does Clover cost?Ĭlover’s credit card processing services require business owners to pay a monthly subscription on top of charging interchange-plus transaction fees. Some customers noted quick responses from Clover representatives, including the fact that many were knowledgeable and patient in helping to set up systems. For instance, Trustpilot has an average rating of 3.5 out of 5 stars based on 766 reviews. Overall, Clover is rated average amongst its customers on third-party websites. A number of resellers offer Clover devices, including major financial institutions such as PNC and Wells Fargo, as well as vendors such as Restaurant Depot. Clover also offers add-on services to help your business grow, including the ability to offer gift cards, increase customer loyalty, and features to keep customer data more secure. Customers pay a monthly flat rate to access various options, with the ability to set up and upgrade their equipment at any time. Their business focuses on helping merchants with streamlined payment solutions through software and hardware offerings. However, if you need hardware for your business, you can get your Clover devices as soon as the next business day with overnight shipping.įounded in 2010 by John Beatty, Kelvin Zheng, Leonard Speiser and Mark Schulze, Clover is headquartered in Sunnyvale, California. Its virtual terminal can be accessed online and is a simple solution to accepting payments over the phone. Since POS systems can be expensive and an integral part of business operations, it is helpful that Clover offers a free 30-day trial to give business owners an opportunity to try out Clover’s system before committing outright.ĭepending on your business needs, you can start using Clover right away without any equipment. Clover offers a free 30-day trial of its services. If you sign up for credit card processing, you’ll be required to use its POS system. With Clover payment processing and POS systems come hand and hand. For instance, Clover’s restaurant solutions include the ability to split checks and even manage kitchen orders. While the monthly fee may turn some businesses off, it will be well worth it for those seeking the industry-specific features that come with Clover’s POS systems. To use Clover, you will need to pay a monthly fee of $14.95, plus interchange-plus transaction fees. However, it also offers credit card processing with reasonable transaction fees. Clover is known for its point-of-sale (POS) devices, especially in the restaurant industry.
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